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Cheap Health Insurance Program America's Children: Health Insurance and Access to Care by Margaret Edmunds, Today, more than 11 million American children lack health insurance and the number increases every year. America's Children is a comprehensive, easy-to-read analysis of the relationship between health insurance and access to care. The book addresses three broad questions: How is children's health care currently financed? Does insurance equal access to care? How should the nation address the health needs of this vulnerable population? Topics explored include: -- The changing role of Medicaid under managed care. -- State-initiated and private sector children's insurance programs. -- Specific effects of insurance status on the care children receive. -- The impact of chronic medical conditions and special health care needs. -- The status of "safety net" health providers: community health centers, children's hospitals, school-based health centers, and others. -- Private-sector, employer-based health insurance: the changing patterns of coverage and tax policy options to increase coverage.
The Coming Health Crisis: Who Will Pay for Care for the Aged in the Twenty-First Century? by John R. Wolfe, By the turn of the century, the largest generation of Americans in history, the "Baby Boomers", will be approaching age 65 years. But as the demand for health and long-term care is growing dramatically, health care programs have been shrinking instead of expanding to meet the older generation's needs. In this timely book, John R. Wolfe offers practical solutions to the coming health crisis, exploring innovative ways of developing insurance plans for the care of the large, aging "Baby Boom" generation and beyond. In previous decades, when younger Americans far outnumbered older ones, retirees could depend on financial support through taxes from the population at large. But as "Boomers" retire and the work force begins to shrink, there will be a disproportionately large population of retirees to workers. With such a big jump in the percentage of older Americans in the population, fewer workers will be able to transfer funds, through taxes, to retirees. Moreover, other traditionally reliable sources of financial assistance - Social Security, Medicare, and Medicaid - have faced serious financial difficulties in recent years. Who will the aged turn to for assistance? The Coming Health Crisis suggests that as funds from all quarters dwindle, older Americans will have to look to alternative programs for financial assistance. Wolfe urges immediate action to develop new saving programs and increase existing transfer schemes to head off an imminent crisis. Although tax increases might provide some resources, he demonstrates that it is more important to accumulate capital to create solid reserves for the future. Wolfe also explores two roles for government: prefunding new or existing socialinsurance programs and promoting private insurance options.
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